Money? it's only of use if you can get it.

One thing about Australia is that it's financial operations are concentrated in the "Big four" ... no this isn't Larry Bird, Kevin McHale, Robert Parrish and Dennis Johnson, it's something far scarier and fee based:  ANZ, Westpac, NAB, and Commonwealth Bank.  Even if you bank with some other bank, chances are your funds might have to go through one of the big four for funds wiring or payrolls.... So if one of them fails or has a massive computer glitch like NAB did on Wednesday (and still is having) it can cause absolute chaos... and to think somewhere in there is my pay from last week and my wire transfer from the U.S.!  I'm not sure what happened is something that one should heavily plan for (e.g. don't go traveling with 10,000 dollars cash in your pocket).  But do be aware... it could happen!